Equipment Finance Australia
If there’s one thing that we understand more than most here at Equipment Loans Online, it’s just how important financial support can be to a business.
Whether your company is newly registered, or if you’ve been in business for years – the chances are that you’ll want to ensure its longevity into the future.
There’s nothing quite as important as keeping up with the times, from using the latest gadgets and devices to ensure consistent productivity, all the way to buying the most efficient equipment and machinery on the market to aid in your day to day operations.
The last thing that you’ll want to do is to have to affect your finances by drawing from your day to day cashflow; in fact this can be a sure-fire way to impact your earning potential.
So, what other options are at your disposal? Equipment finance of course!
What Is Equipment Financing?
If you have your eye on a set of new office furniture, if your business could do with a new vehicle, or if your PCs are a little outdated and could do with a few replacements, then why not consider borrowing money now and repaying what you owe later?
This is what financing makes possible – and with so many banks and lenders to pick from, we will find you the most suitable financing option for your needs!
What better way to get your hands on those vital pieces of equipment that your business dearly needs, without having to cover the costs immediately yourself?
We’re always on hand to find a competitive loan for you, negotiate terms and conditions and help you to ensure that you can take full advantage of your new equipment as soon as possible.
To learn more about how we can help you to secure financing, or for further advice and information from our team of experts; get in touch today and we’ll help in any way that we can.
Agricultural Machinery Financing
There aren’t many people who can afford to cover the costs of agricultural equipment and machinery – much of which can cost tens of thousands of dollars. These assets are often required in order to maintain functionality for a range of agricultural purposes; from helping with the day to day operation of farms, all the way to construction and demolition.
Farm equipment loans offer a solution to those in need of these types of equipment and resources, but lack the financial capabilities to be able to purchase them outright. By taking out a loan, you will be able to borrow a lump sum of cash to help toward the cost of equipment and machinery, without needing to cover the upfront cost using your own cash flow.
Once the machinery has been paid for, the assets will change hands and belong to the borrower. Deals can be flexible and with options to pay a deposit upfront, as well as to extend the total duration of the repayment agreement, this solution can be ideal for those that desperately need equipment, but require financial support in order to do so.
Bobcats are some of the most versatile vehicles in Australia, playing a major role within the industrial, commercial, construction and demolition industries. As beneficial as they can be, they also come with a pretty hefty price tag and this is why many business owners are turning to financing options for help with their purchases.
Bobcat finance offers a unique way to take full advantage of these versatile vehicles, without having to pay upfront with your own money. By receiving a loan, you will be able to purchase your Bobcat, put it to immediate use and then repay what you’ve borrowed over a period of time that suits you.
Computer Equipment Financing
These days, modern computers and laptops are a vital component within any professional business and without them, it can be pretty hard to function. If you are hoping to fully equip your office with the latest gadgets and computer accessories; Equipment finance may be a way to purchase these assets.
Once you receive your finance support you’ll be able to purchase the computer equipment you require. These loan types also extend to covering the cost of laptops and other electronic devices that can be used in much the same way as personal computers.
Rather than saving up for months or longer – a financing deal can help you to reap the rewards of these types of equipment, whilst being able to put them to immediate use without delay.
Tractors, bulldozers and cranes are just a few of the most common earthmoving vehicles available – and as varied as they are in shape and function, they do share one thing in common; their expense. Most items of earthmoving equipment, whether they are vehicles or tools, can be very expensive. Due to their cost, many professional contractors find themselves having to make do without their functionality.
As costly as these assets might be, there’s really no reason to struggle with covering the expense when you take out a loan – in fact you could purchase the pieces of machinery as you need and then repay what has been borrowed over time. With options to reduce costs by having a balloon/residual payment, or having flexible repayment options; these assets could be purchased under a finance agreement and then use as soon as they are needed.
Be it for construction or for demolition; there’s no denying that having access to an industrial grade excavator can make a huge difference to a project. These versatile pieces of machinery are part tractor, part crane and part digger – making them incredibly useful when used to dig, transport materials, or to fill in holes; but they can also be pretty expensive.
Fortunately, excavator financing may be an option for those that need to purchase these vehicles, but lack the required funding to cover their costs upfront.
The ability to take full advantage of these incredibly versatile pieces of machinery can more than make up for the expenses associated with them and once the loan has been paid off, you as the borrower will own the vehicle in its entirety.
Fitness Equipment Financing
You may be hoping to fully equip a gym, update your work space with the latest fitness machinery – you might find that your only barrier relates to your finances. There aren’t many people that are able to cover the costs of these types of equipment; many of which can cost tens of thousands of dollars.
This is where fitness equipment financing comes in handy and with it, you could enjoy a fully equipped gym or fitness centre, without any need to pay upfront in full. You could split your repayments into flexible installments that will allow you to claim ownership of your equipment entirely.
Forklift trucks are some of the most multi-functional available to those with access to them. With options to fit new forks to cater to a variety of requirements; there’s almost no limit on just how beneficial these vehicles can be to a professional work-space. Whether you could do with a few of them within your factory, or if you own a commercial premises that needs to transport stock from one location to another – forklift financing can help to ensure that you have the cash for when you need it.
Just a single truck can cost well over tens of thousands dollars and a fleet of them might set you back even more than you expected. By taking out a loan, you’ll be able to cover the costs of your fleet, without having to worry about the initial expense. You could apply using your truck as security and you could add a little extra to your deposit to reduce your repayments each month.
With flexible options and a range of solutions at your disposal, you’ll undoubtedly the right solution to meet your budget – and as you will be able to put your purchased forklifts to immediate use; you might find yourself able to recoup your expenses much sooner than you initially imagined.
With a range of financing options at your disposal, the ideal forklift for your needs may be closer than you think.
Gym Equipment Loans
Managing a gym can be a pretty daunting task in and of itself; but when you throw in the need to cover the costs of expensive gym equipment and accessories – you have one hell of a challenge ahead of you. If you’re just about to open your own gym, or if you’re keen to upgrade the machinery and equipment within yours, then you could well be looking at an expense of tens of thousands of dollars, at the very minimum.
Fortunately for you, an equipment loan is an option that can help gym owners to obtain the resources and facilities that they are in such desperate need of; without having to save up for years. It’s a streamline process to apply, can be repaid over the course of a few years, allowing you to equip your gym and get to business as soon as possible.
Hospitality Equipment Financing
A stay at a hotel will only be as good as its staff and facilities permit – and if your hotel, inn, or place of accommodation isn’t quite up to the task, you might find yourself receiving more 1 star reviews than you’d like. At Equipment Loans Online, we specialise in providing hospitality equipment financing solutions to those in need – especially professionals that work within the hospitality and accommodation sectors.
Being able to cover the costs of your furnishings, fittings and fixtures should be a priority, but this can be a pretty hefty cost to say the least. With financial backing from a lender, you will be able to pay for exactly what it is that your property could benefit from; without having to pay upfront for anything at all.
From just a few thousand dollars right up to tens of thousands; you could take the stress out of the cost of your assets and focus on creating an idyllic environment for your visitors. These types of loans are ideal for those wanting to upgrade their premises and could do with a boost of cash to help with covering costs.
Machinery finance solutions are some of the most popular in Australia and with such a broad variety of assets, products, accessories and resources that can be purchased using this option – it’s no wonder why so many professionals are turning to it. Regardless of the type of machinery and no matter if it’s to be used for construction, or for specific services – there’s no denying that it can be incredibly expensive. At Equipment Loans Online, we enjoy nothing more than connecting our clients with competitive lending solutions – to help them to enjoy a fresh boost of cash, cover their costs and reap the rewards.
Medical Equipment Financing
The medical industry is one of the largest in Australia, let alone the wider world, and if there’s one thing that both private and public facilities will have in common – it’s the need to have access to state of the art equipment and accessories. These resources can be incredibly expensive and this is why many private facilities are forced to turn to their own profits in an attempt to cover the costs.
But just imagine being able to afford exactly what is needed, without having to rely on personal funding. This is where medical equipment financing may come in handy. By taking out a loan, you could receive finance to be put toward your medical assets, without having to worry about taking a hit financially.
As you will be given the option to repay what you owe over a period of time that suits you, you might find that paying back what you owe quickly is more beneficial; or extending your repayments to reduce the sums each month could be more appreciated. This option is ideal for those that offer their own private clinic services.
For those hoping to offer world-class medical services, whether they are for cosmetic, clinical or surgical purposes – taking out a loan may be an effective way of purchasing what is needed, without any of the immediate expense. With a range of borrowing options available, there will be a lending solution to meet your business needs.
Mining Equipment Finance
Working in the mining industry can be incredibly dangerous; especially if you don’t have access to the right types of equipment. From huge vehicles responsible for drilling and digging, all the way to hand held accessories that can make a lot of difference to a mining project; any prospector worth their weight in gold will undoubtedly understand how important their equipment is.
Mining equipment finance can help to cover the cost of these expenses, allowing them to be put to good use wherever the tools are needed; whilst paying back what’s been borrowed over a time-frame that suits your financial requirements.
Office Equipment Finance
Making sure that a busy office is properly equipped to be as productive as possible can be quite a challenge. Not only will you have to manage your staff, but you’ll also need to ensure that your equipment is as up to date and effective as possible. From personal computers and wireless headsets, right through to stationery, seats and desks the costs can quickly mount up – and unless your facilities are able to cater to your employees, you might find them struggling to work.
With office equipment finance, you’ll be able to minimise your initial costs, maximise the functionality of your workplace and reap the rewards of an effective collection of equipment and accessories; all without having to spend any of your own money upfront. Repayment plans can be tailored to your cash flow and once you have paid back what you plan on borrowing; you’ll be the sole owner of all assets that you purchased.
Plant and Equipment Financing
What’s the one thing that every single construction and demolition project needs? Suitable equipment. Without the right types of gear and accessories, even the most well-intentioned task could fall flat on its face – but how on earth could you expect to cover the costs of such expensive machinery if your finances can’t quite stretch to the costs?
By taking out a plant and equipment financing loan – you could receive finance to cover the value of tractors, bucket diggers, heavy duty tools and industrial grade facilities. You’ll be able to weigh up your options and get to know which solution could stand to benefit your financial situation the most, before moving forward with a repayment plan that suits your needs.
Once you’ve paid your loan off, you’ll be able to call your equipment your own from then on – but that doesn’t mean that you can’t take full advantage of plant vehicles and facilities as soon as you buy them, either. In fact this is what makes financing so popular.
Printing Equipment Financing
Every year, thousands of people turn to the internet for help with their printing requirements. From t-shirts and banners right through to paperwork and everything in between, the printing industry has never been as in demand as it is right now. If you’re considering opening a printing business, or if you’d like to update your facilities, then you’ll undoubtedly understand just how expensive these pieces of equipment can be.
When taking out printing equipment financing, you will receive the finance support that can be spent on your print accessories and assets; while paying back what you’ve borrowed over time.
Being able to afford a single headset, or perhaps a new mouse for a PC, can be something that most people’s budgets can cater to – but when buying in bulk, or investing in state of the art hardware for professional purposes, it won’t take long for things to start to mount up. At Equipment Loans Online, our financing options may help you to equip your office with the latest gadgets, or stock your store with a range of products.
Technology is a very broad subject, so we prefer to make this solution as easy to understand as possible. If you are keen to cover the costs of anything electronic, from mobile phones to computers and laptops – we are here to help. You’ll be able to walk away with a competitive loan to cover the costs of your requirements, while we help you to come to an agreement that will allow you to repay what you’ve borrowed over time.
There’s no telling just how advantageous a brand new set of technological assets can be to your business; so why spend months saving up when you could take out a loan and reap the rewards in next to no time instead?
Used Equipment Financing
There are several benefits to taking out a loan on used equipment and accessories. For a start, second hand goods are often much cheaper than newer alternatives. Secondly – cheaper products mean more affordable loans.
This solution is ideal for those with limited funding, or individuals that are keen to keep their costs as low as possible. With a range of asset financing options to choose from, the newly purchased equipment can be put to great use as soon as necessary.
Used equipment is a huge topic – encompassing hardware, tools, vehicles, machinery, accessories and gadgets. As long as the assets are in a suitable condition (and good enough to buy), why not take advantage of the potential to reduce your initial expenses wherever possible? Equipment loans can be used to purchase used equipment that will be no more than 8 years old at the end of the term. Therefore, if the term of your loan is 5 years, the equipment cannot be any older than 3 years. People have purchased vehicles worth tens of thousands of dollars for a fraction of the price, as well as entire collections of office equipment to stock their new work spaces.
There’s really nothing wrong with purchasing second-hand, in fact businesses consider this money-saving, whether they work within the fitness, financial, construction, or even educational sectors.